Terms of Service

Effective Date: March 14, 2026

Welcome to Payfet! These Terms of Service (“Terms”) govern your use of our platform, mobile applications, websites, and related services (collectively, the "Service") operated by AGASTRONICX Technology Solutions Limited (“we”, “us”, or “our”).

By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Eligibility

  • Must be at least 18 years of age or the age of majority in your jurisdiction.
  • Must have legal capacity to enter into binding contracts.
  • Not barred from using our service under applicable laws.

2. Account Registration

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You must provide accurate and complete information and keep your profile up to date.

3. Services Provided

Payfet allows users to create invoices, accept crypto and fiat payments, and manage their business payment flows. Service features may vary by country, product availability, and compliance requirements.

4. User Responsibilities

  • Use the Service in compliance with all applicable laws and regulations.
  • Do not engage in fraudulent, harmful, or illegal activities.
  • Do not attempt to reverse engineer, disrupt, or bypass security protections.

5. Fees

Transaction and platform fees may apply and will be disclosed prior to charging. All fees are non-refundable unless explicitly stated.

6. Privacy

Please refer to our Privacy Policy for details on how we collect and use your data.

7. Intellectual Property

All content and materials provided by Payfet are protected by intellectual property laws and may not be copied or reused without written permission.

8. Termination

We reserve the right to suspend or terminate your account for violations of these Terms or for any reason deemed necessary to protect our platform or users.

9. Compliance and Restricted Use

You may not use Payfet for money laundering, terrorist financing, sanctions evasion, or any unlawful financial activity. We may monitor, block, delay, or report transactions to satisfy legal and regulatory obligations.

10. Disclaimer

The Service is provided “as is” and we disclaim all warranties including merchantability and fitness for a particular purpose.

11. Limitation of Liability

We are not liable for indirect, incidental, or consequential damages arising from your use of the Service to the extent permitted by law.

12. Indemnification

You agree to indemnify and hold harmless Payfet and its affiliates from any claims or liabilities related to your use of the Service.

13. Service Availability

We may modify, suspend, or discontinue parts of the Service at any time for maintenance, security, legal compliance, or operational reasons.

14. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria. Any legal action shall be brought in the competent courts in Ilorin, Kwara State, unless applicable law requires otherwise.

15. Dispute Resolution

If a dispute arises, you agree to first contact us so we can attempt to resolve it informally before initiating formal proceedings, unless urgent legal relief is required.

16. Changes to Terms

We may update these Terms from time to time. Continued use of the Service after such changes implies acceptance.

17. Contact Us

If you have any questions about these Terms, please contact us at support@payfet.org.

PayFet LogoPayfet

The modern platform to grow, manage, and scale your finances.

NO.28, Opposite Okekere Secondary School, Ogidi,
Tegbesun Area, Ilorin, Kwara State, Nigeria.

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AGASTRONICXOfficial Partner

Payfet is proudly built under the umbrella of AGASTRONICX— the parent organization responsible for Payfet's development, sponsorship, business direction, and foundational ideals. All intellectual property, strategic vision, and product innovation originate from AGASTRONICX.

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